Archive for December, 2009

Rebate Alert!

P1070457This time of year, there are MOUNDS of good grocery rebates to be found. I’ve found or traded for $25 off $50 grocery purchase, 10% back on $50 or more grocery purchase, $10 back on $20 of meat purchase, $20 back on $50 grocery purchase, $6 back on $10 cracker, cheese deli purchase rebates and MORE. Now is the time to see if anyone has any to give or trade last minute, since the 31st is coming up! If you are lucky enough to live in an area that does not require alcohol purchase, there will be more useful ones to find. Don’t lose hope if you don’t living in one of those areas though. Companies get plenty generous around this time of the year, so you may find some that give you $$ back, simply compliments of the alcohol company. Happy rebate hunting!!

At the store: Look for tear pads on beer/wine displays, or sometimes even stickers on beer boxes.

Resources: hotcouponworld.com, refundsweepers.com, your local “mommies” group (“yourcity”mommies.com), ebay and even freecycle.com are good places to look. Ask around :-)

~Frugalmegan~

Frugal Friends’ Friday!

Christmas Pennies“Use it up, wear it out, make do or do without!”

Today is our last Frugal Friends’ Friday of the Christmas Season! These readers have shared their tips on how to make gift giving a meaningful and inexpensive gesture. What have I gathered from these tips? People LOVE to both receive and give the gift of cookies!

“Don’t buy gifts…make them!” – Brian, Fort Mill SC

-This guy is a higher-up in finance at a major bank. Don’t believe that there are people in your family you just *can’t* make a gift for :-)

“Every year I make sugar cookies for an entire branch of my family- I have an awesome recipe, and the kids and I take time to really decorate them- Martha Stewart style…I found some cookie cutters shaped simply- mittens and snowflakes..and its all very inexpensive.” – Angie, Jamestown OH

“One year I gave everyone in my family a tin filled with homemade cookies, about 10 different varieties. I had bought the tins when they were on clearance after the holiday the year before. To personalize it more, I made a cookbook with the recipes of the cookies in the tin. Just used a 3 prong folder and used Christmas labels to decorate the front. Everyone said it was the best gift ever. Also, this year, we have bought a little something every pay period, mostly from the clearance sections. We already have my son’s Christmas done.”  – Sara, Staunton VA

We are giving out Candied Pecans as some of our Christmas presents. They are so easy and yummy! Here is the recipe:

Candied Pecans

2 egg whites

2 tsp water

1 tsp vanilla

1 lb pecan halves

1 cup sugar (we prefer natural cane sugar, like “sugar in the raw” but any granulated sugar will work!)

3/4 tsp kosher salt

1/2 ground cinnamon (up to 1 tsp, to taste)

parchment paper

Preheat oven to 250F. Line a baking pan with parchment paper. I try to make sure there is parchment paper even going up the edges on all sides, to make clean up easier.

First, whip up the egg whites, water and vanilla until frothy (2-3 minutes with my Kitchen Aid mixer). Then mix together sugar, salt and cinnamon in a separate bowl- set aside. Pour your pecans into the frothy egg mixture and fold them in until evenly coated. Sprinkle sugar mixture into pecans and stir in, until also evenly coated. Spread coated pecans into the parchment lined pan and bake at 250F for 1 hour, stirring every 15 minutes. I will occasionally let them cook for one more 15 minute segment if they don’t seem “done”. We like ours crunchy!

Enjoy and have a VERY MERRY CHRISTMAS!

Here’s to living- Happier, healthier, more FRUGAL lives!

~Frugalmegan~

Gift Wrapping Co-Op

Yesterday I was driving home from an outing thinking about my task list for the rest of the day…and I got to thinking about wrapping all those Christmas presents up in our guest bedroom. Now, don’t get me wrong, wrapping presents is one of my very favorite things to do around Christmas. But do you know what would make wrapping presents even better? A good friend or two, a cup of hot chocolate and a few little ones for my son to play with so he’s not trying to peak :) . So, I thought, why not have a couple of other mommies over, have a fun time wrapping, and get it done quickly and easily. Then in return I could go help the other mommies wrap all of their presents. I just think that would be so fun! Let me know what you think in the comment thread :)

~Frugalmegan~

Frugal Recipe: Hot Chocolate

Well, considering the high price of Ghirardelli prepackaged hot chocolate, you could get pretty darn fancy with your homemade hot chocolate and still come in more “frugal” than purchasing theirs. While certain packaged hot chocolate can be really really yummy and inexpensive, they can also be full of fillers and things you really don’t need in your cocoa, and low in good nutrients. Plus making hot chocolate at home can be a very simple but lovely family holiday tradition. It’s one we are starting up ourselves!

The first recipe I’d like to share is the most basic and inexpensive recipe I have found, straight from my favorite frugal book “The Complete Tightwad Gazette”. It’s a mix, so you can mix up a large batch at the beginning of the season to last you to spring, if you’d like. Just be sure to use an airtight container for storage. Some areas are paying high prices for dry milk, however, so you may find it more “frugal” to use evaporated milk in your area.

“Tightwad Hot Cocoa Mix”

1/3 cup dry milk

1 tsp cocoa

1 tsp sugar

1 cup hot water

Combine dry ingredients then stir in hot water! Simple as can be.

Let’s compare today’s price for Swiss Miss hot cocoa with this mixture.

Swiss Miss: Average price is $2 per 10 count package, or $.20c per serving. Also, according to their nutrition facts, this mix has 4% of your “Daily Value”  (DV) of calcium.

Tightwad Hot Cocoa Mix: ~.27c per serving. But, if you check out your calcium amounts, you’re getting 30% of your daily calcium needs met by the dry milk.

Comparing the two concerning calcium amounts, you’re paying less than a penny per 1% DV of calcium with the homemade mix. Using Swiss Miss, you’re paying about .05c per 1% DV of calcium. This is where true frugality comes in- Getting the most nutrition for the best cost. I don’t care if you can get “non foods” for absolutely free. That does you no good! I’d rather you pay more, and actually feed your body the nutrients you need. And look how cheaply you can do it! I understand this is just hot cocoa, but don’t tell me its “too expensive” to eat healthy.

Now how about a “Couponer’s Hot Chocolate” recipe? This is definitely my favorite :-D Oh, and my very own recipe. Tehehe.

1 Hershey’s chocolate bar (FREE with a coupon during a couponing event)

(1) 5oz can Carnation evaporated milk (FREE with coupons during couponing event)

2 tsp sugar (5lbs for .99c, because you stocked up during a loss leader sale) ~.003c

About 1/2 cup water

Heat milk and water on medium heat in a small saucepan. Add chocolate (grated or chopped) and sugar. Stir on low-medium heat until all melted together. Serve with FREE whipping cream you got during a couponing event. ENJOY! Price for the Couponer’s Hot Chocolate? I’m going to have to say about $.03 per serving- We do pay some tax :-D . Oh and calcium? The Carnation evaporated milk is alone 32% of your DV of calcium, plus however much is in the Hershey bar and optional whipping cream. Not to0 shabby ;-)

Hope you guys enjoy your calcium rich hot chocolates!

Here’s to living- Happier, healthier, more FRUGAL lives!

~Frugalmegan~

Frugal Friends’ Friday!

Christmas Pennies

“Use it up, wear it out, make do or do without!”

Two weeks till Christmas! Many of you have gotten some shopping done, so you are probably wrapping presents here and there to get a bit of the work out of the way.  I’m sure you can put to use these gift wrapping and exchange tips to help you stay within your budget (and maybe even make your presents more special).

“I have a quick holiday solution:  If someone has an abundance of paper grocery bags, they can use them as wrapping paper prior to recycling them.  I have often done this for my gifts.” Alecia, Fairborn OH

- “…brown paper packages tied up with string- these are a few of my favorite things…”. I don’t know about you, but I think a brown package with red or green paper ribbon is SO nice looking!

I’m going to try to make my own tags using ONLY the papers from scrapbooking that I never use! Circles make wreaths, triangles can be trees, squares can be presents, etc!” – Sue, Springboro OH

- How cool! My mother in law reuses the fronts of Christmas cards the following year for gift labels. And I just recently found out my own mother did something very similar! Using things that might have otherwise gone to waste is a great way to help the environment too. Look at us, saving money, adding that “personal touch” to gifts, saving the earth…makes me feel all warm and fuzzy inside :-D

“We draw names for the gift exchange among all the cousins, aunts and uncles, etc. We’d buy something for the little ones but once they turned 12 or 13, they joined the name draw. It cut way down on the expense with over 20 people in the extended family.” Patti, Wakeman OH

- I think that is a fantastic solution to buying gifts for extended family. Everyone gets to open a present and, I’ll bet since one person isn’t buying for 10, they can afford to get their person they draw something they really want!

Yay! What great tips everyone! Be sure to take a little time to enjoy your family, friends, and a nice cup of hot cocoa this week. All this frugal wrapping is going to leave you thirsty. Hmm….I should post my recipes for Homemade Hot Chocolate! Coming soon :-D

Here’s to living- happier, healthier, more FRUGAL lives!

~Frugalmegan~

How to Cut Holiday Traveling Costs

I don’t know about you, but we do a good deal of traveling over the holidays. There are tons of tips and tricks Mitch and I use to keep costs down, so I thought I would share them! Please leave more good ideas in the comment feed so we can be crazy money saving machines :-D . If we save money during travel, that means more cash for important things “down the road”. Bwa-ha-ha….Yeah, I very well may be the only one that thinks that was funny. *sigh*

Drive!

I guess this all depends on where you are traveling to, but we certainly would rather drive up to 10 hours away than fly. Last year we flew up north, and spent as much time getting to the airport, waiting and flying, getting a rental car and driving to our destination as we would have just driving up- And we had to pay much much more! I also felt it was more stressful. I would think any longer than a 10 hour trip might be worth flying though…I haven’t had to do it.

Gas Mileage

1. Tune up! Be sure to fill your tires and check your oil before you go. Not only will you be preventing a possible breakdown, you will also save on gas. Keep in mind that if you are carrying a heavy load in your vehicle, it’s likely that your tires need more air than usual. Be sure to check your owners manual.

2. Use cruise control. When the road is fairly level (aka, not the mountains) and traffic isn’t too bad, cruise control can save you gas $$ by keeping you at a constant speed. Braking and accelerating uses more gas than necessary AND is hard on the vehicle. Also, the maxium fuel efficiency speed is 55 MPH. The faster you go, the less fuel efficient your car becomes. So if you have something of a lead foot, cruise control gives you an extra bonus. Plus not speeding keeps you, your family, and other travelers safe. If you are driving in the mountains it is best to turn off cruise control through the wind-y, curvy ups-and-downs.

3. Pack light. Yes, there will be many goodies to bring and things you need, for sure. But if you have the choice between bringing a small stroller or a large bulky one (as just one small example), the lighter one will help you keep your MPG at a more reasonable level. If you use this mentality in everything you pack, imagine the difference it would make!

Eating on the Road

1. Pack your own snacks and even meals. Bringing your own food saves money at expensive gas station stores. Even buying snacks full price at the grocery store will beat convenience store prices. Plus you’ll have the time to really pick out healthy snacks if you plan everything out ahead of time.  Because you won’t be stopping at restaurants, you’ll spend less time on the road since you don’t need to stop as long. You’ll also have more room in your belly for yummy Christmas treats. I say, why waste precious calories on that dry bacon cheese burger that will send you to a cath lab in a few years when you could eat extra pumpkin pie? I’m just sayin! We pack sandwiches that will keep for long periods of time (like PB &Js) and easy to eat snacks like sweet potato chips, granola bars, homemade muffins and peeled oranges.

2. Drink water. Being hydrated before you leave plus drinking water in the car will actually keep you from stopping as often to go to the restroom. Soda and coffee make you have to go more (and they make you more thirsty). Mitch and I just fill up our stainless steel water bottles with ice and cold water, and that will last us the 9 hours it takes us to get up north. If we needed more water, we could even fill up at a rest stop. FREE!

3. Bring cash. In case you do decide to stop for a special treat, having cash in your pocket will keep you from overspending. According to Dave Ramsey, when McDonalds started accepting “plastic” their $$ amount per transaction increased from around $3 to $7. Bringing limited spending cash for food will save you more than you might think!

Drive at Night

Overall, I feel that when we drive at night we have better trips. There is less traffic on the road, so we save time and gas. Our little one sleeps the majority of the trip so he needs little food and care. We eat and stop less. If you would need caffeine, plan ahead and bring your own caffeinated drinks so a mountain dew at the convenience store doesn’t break your Christmas traveling budget. :-D

So there you have it! Make this year a Holiday Season to remember- Not one where you look back and say “where did our money go?”. With all the money we’ll save, we might be able to afford an extra gift or two. Yay!

Here’s to living- happier, healthier, more FRUGAL lives!

~Frugalmegan~