Archive for October, 2009

Frugal Friend’s Friday!

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Welcome back to Frugal Friend’s Friday! Sorry about last week, I guess I took a little time off in honor of my sweet baby pumpkin’s birthday. How about a pic? Awwwwwwwwwwwwwwwww That’s my little man with his great uncle.P1070280

Thanks for indulging me :-D . Here are this week’s tips!

“I like to buy in bulk then divide it up into family size portions. I also like to buy excess on sale…for example…chicken thighs are typically cheaper and are on sale more frequently than breast. Plus, my husband has no idea what part of the chicken he’s eating when I cook dinner.” -Deana, Jamestown OH

What a great way to save money! I absolutely love buying in bulk. Flours, nuts, meat, veggies and bread can be frozen in smaller portions. You know you can even go in together with other people you know on large package items and split the cost. It’s a wonderful thing.

“How frugal is throwing out food that is still usable? Or allowing things to become unusable? Not very! Here is a site I’ve found that helps me figure out how long things last, and what I can do to keep things fresh longer. Its a great resource! Click here for the link!” – Patti, Wakeman OH

How cool! I’m adding this to my bookmarks, as it is something I will use very regularly!

Thanks for visiting today, everyone- And be sure to send in your frugal tips to frugalmegan @gmail.com! It’s such a great help to others to share even the smallest of ideas ;-)

Here’s to living- happier, healthier, more FRUGAL lives!

~Frugalmegan~

Frugal Sites: dealseekingmom.com

P1070376There are several sites that I find very helpful for keeping me up to date on the latest frugal finds. One of my favorites is a blog called dealseekingmom.com. People around the nation send her updates about sweepstakes, giveaways, printable coupons, good national deals (like drug store finds), and even local deals sometimes. She then posts them to her blog so they can all live happily in one place, where all of us can find them with ease!

I highly suggest any of you, who want to have the latest and greatest deals at your finger tips, to check out her site and subscribe to her daily digest of goodies!!

~Frugalmegan~

Kelloggs: $10 Off a Pair of Jeans

DEAL ALERT

Kelloggs is so sure that you can get fit by eating Special K cereal that they are offering a $10 voucher for your new pair of slimmer jeans! Look for Special K cereal with specially marked packages for this promo- And clip the tokens. Collect just 5 tokens and send away for your $10 voucher! Once you’ve found stores that have these specially marked packages, be on the look out for sales and coupons, that will typically come out with these types of offers. In fact, I know right now there is a coupon out for Blueberry Special K on coupons.com. So if you can get the cereal cheap enough, this could actually be a MONEY MAKER!  The best part is, clearly these do not all need to be on the same receipt, and the offer lasts through 12/31/10. But beware! Those specially marked boxes might just disappear!

Here is the link to the offer

Make Your Own: Non-stick Spray

I am not sure if I should have titled this a “kitchen help” or a “make your own”. Hmm…..

My grandmother P1060922used to use butter to grease her pans. But then butter was found to be “unhealthy” and margarine was en vogue. But it was awful for greasing a pan! It left residue that wouldn’t come off with months of scrubbing. Not to mention spreading something over a pan was WAY too time consuming. Enter the invention of the non-stick spray. Which is just oh-so-healthy for you (not). And SUPER cheap (um, not!). Geesh….

So while I personally would go back to real food and grease my pan with organic butter like the originals, someone smarter than me found a better, healthier way ;-) . The Misto.

This is just about my favorite tool in the kitchen. I fill it up with extra virgin olive oil and let it work its magic. Clearly, as the first paragraph shows, it makes for an excellent non-stick sprayer. It coats evenly and quickly. I also (because there is a true food product inside) use it to spray oil on bread for garlic bread, the top of casseroles made with breadcrumbs for browning, use flavored oil and spray air popped popcorn, and I even spray the skillet when I want to pan fry something without using too much oil. You could get very creative if you wanted to put something other than plain oil in it. If you have any ideas (that won’t clog it!) please leave them in the comment feed!

The Misto is a WONDERFUL gadget and a must have in this kitchen. Do you have a new idea for your Christmas list yet?? I’ve seen them at T. J. Maxx, Amazon.com and many retail stores- As low as $9. Of course, you can always find something like this at a garage sale as well.

Here’s to living- Happier, Healthier, more FRUGAL lives!

~Frugalmegan~

Kitchen Helps: Biscuit Cutter

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There are so many little things around the kitchen that can do So Much! I’ve decided to occasionally highlight some of my favorite  tools in the kitchen. This is just a simple stainless steel biscuit cutter I picked up *cheap* at an estate sale. It’s the perfect size to make not only biscuits but also form hamburgers, cut dough for hamburger buns, form large raviolis and of course it makes a great cookie cutter (though it works best on thick doughs). Think of something else? Go ahead, leave your idea in the comment feed!!

Here’s to living- Happier, Healthier, more FRUGAL lives!

~FrugalMegan~

FREE: Snuggie Blanket!

UPDATE: This did indeed end up being a scam pulled by some young guy. From what I’ve read, he was trying to see how much of a response he could get, and did apparently sell the email addresses. I apologize for any spam mail you have encountered as a result of this freebie post. Please understand I did research this deal before I posted it, but it was very new when I did, and I found no counter information on it at the time. Thank you, and my apologies!

FREEBIE

CLICK HERE to sign up for your free snuggie! Choose from Royal Blue, Burgundy or Sage Green! No $$ needed- Not even shipping and handling!!

Clothing Swap

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I attended my first clothing swap this weekend. It was a ton of fun! I felt it went very well, so I thought I would share the idea with all of you. The intent of a clothing swap is to basically exchange clothes that you own which are no longer your style or no longer fit you for someone else’s clothes in your size and style. And it doesn’t have to be just clothes- We had shoes, purses, costume jewelry, unopened panty hose, accessories, etc.

I found out about the clothing swap on an online mommy’s forum I belong to, that is specific to my area. We all decided it was time to clean out our closets, and what better way to do that than to donate to each other! So we all got together at 10am Saturday and brought all of our unwanted clothes (that were still on good-excellent condition). Because there were only about 8 of us, we just decided to put the clothes in a basic order from small to large, in piles according to who brought them. We made signs for our piles that stated what we had brought. For example, mine said “Shirts S, M, L, Jeans size 8, Skirts size 2-9, Capris size 4-9, necklaces”. Then we all dove in! The general rule was to not take more than you brought. We picked out things we liked, then took them to the woman’s restroom to try them on. The church had nice, single person rooms with chairs and long mirrors, which was an absolute plus. If this is not available for your swap, perhaps you could suggest people wear camis and bike shorts so they can try things on. Once things died down, we “closed” the swap, and everyone was able to take home their “new” clothes and the things they had brought that no one wanted (we also gave the option to donate them). I ended up taking home at least 12 new items of clothing from Gap dark wash jeans to a cute black Old Navy sweater. And all for the cost of the gas to get there and back!

There are many ways you can organize a clothing swap. If it were a larger crowd of people you don’t really know, you could all meet together and then arrange “swapping times” for people to pair off and swap their clothes. If you chose this method you could pair people with others who have what they are looking for. Then give them an allotment of time to swap, and a limit of how many items they can take (so that others have a chance as well). Or, if you really are going to have a TON of people (like a church wide event or something) everyone would donate, then all items would be hung according to size and people would get tickets to take as many things as they brought. This one might be a weekend event where people come and go during specified hours. Who knows! There are tons of possibilities, I’m sure you can find a great way to make this work for you and your friends! You could even host one for children’s clothes, men’s clothes, or have specialized swaps for working or pregnant moms.

I hope some of you will try out this idea- And I’d love to hear how it goes! Please post any questions you have as a comment, and I will do my best to answer them.

Here’s to living- Happier, Healthier, more FRUGAL lives!

~Frugalmegan~

Frugal Friends’ Friday!

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Welcome back to Frugal Friends’ Friday! I hope you enjoy these tips and put them into practice- in order to save your family money! Let’s see what we have this week…

One area I recently realized we’re ‘throwing money down the drain’ is through the number of electronic devices we leave plugged in all the time (TV, DVD player, computer, coffee maker, etc.).   They draw a lot of power even when they’re off.  I read in Money magazine that ‘a PC in sleep mode can use a third as much electricity as it does when on.  Cut the waste by putting as many of these hidden energy suckers on the same power strip as you can; then flip the strip off at night.  Monthly savings: $8.’”  – Stephanie, Cedarville OH

Once I heard someone talking on this subject and tell me to “turn off all the lights one night before bed, and take a moment to look around- See all those red lights all over the house? Those lights mean each and every on of those appliances are using energy, even as you sleep!” I know to many of you $8 may not seem like much, but it is our combined forces that help us save so much money around the house. If you’re saving $8 a month night time energy waste, $20 by using a programmable thermostat, $10 by using water saving techniques, $6 by turning off lights when you leave a room…well, you can see how it would start to add up! It’s a lifestyle of saving (and minimizing waste!).

Just wanted to pass along a resource that a good friend of mine has started, and it is sort of frugal.  Basically a way to get rid of (and make some money on) used personalized items.  I have a few things (bags, [my daughter's] burp cloths that have a [letter] on them) that have no purpose anymore, and I’m going to try to sell them. It is also a way to purchase used personalized items.  Like recycled names! themonogramswap.com “    – Emily, Charlotte NC

Holy cow what an awesome idea! I’m sure many people would appreciate this- It’s always difficult to find a new home for monogrammed items, and I know for me it would be a great way to buy them at a discount. Thanks Emily!

So there you have it folks, another week of Frugal Friends’ Friday in the books. If YOU have a frugal tip you’d like to share, please send it to frugalmegan@gmail.com- I know we all could use a little help getting creative with frugality! And it’s nice to be reminded of even the simplest of things.

Here’s to living- Happier, Healthier, more FRUGAL lives!

~FrugalMegan~

Frugal Weight Loss

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Losing weight is never easy. But it should not have to be expensive! You could pay for support groups, menu ideas, “point tracking” systems and costly flavorless “healthfood” concoctions (that are still filled with manufactured ingredients, not real food). OR, you could use the Frugal Weight Loss system ;-)

What I mean is, there are plenty of ways to watch what you eat and lose weight on your own. Let me give you a basic frugal “plan”. Most of these things you keep close track of for only a time. It increases your awareness of what you are consuming, so that you have a better idea of what to eat for life, and simply continue good eating habits. In times of weight loss need, you return to these simple staples!

Measure the Serving Size- Almost any boxed or bagged item you consume has a serving size. This “serving size” pretty much means nothing to me, other than a great way to know exactly how many nutrients and calories are in an item. So if a serving size of carrots is 3 carrots and the calorie amount is 60, that is just information. You could totally eat 9 carrots. But for the purposes of loosing weight, its a good idea to track how many “servings” you are having, so you know how many calories you are consuming.

Counting Calories- This is the most simplistic way to lose weight and take control of your diet. Since you are watching how many serving sizes you are consuming, you can just jot down on a piece of paper (or on your computer, or in a weight loss database online, or on your phone ;-) ) how many calories you consume for each meal or snack. Sounds labor intensive, but you’ll get good at it quite fast. Especially if you eat the same cereal for breakfast most days, or keep the same kind of cheese in the house, etc. If you (hopefully) eat a lot of fresh fruits and vegetables that obviously do not have their calorie information included, there are many websites and books out there to help you find a close estimate of calorie content.

There are 3500 calories in a pound. If you consume 3500 calories more than you burn one week, you will gain one pound that week. If you consume 3500 less than you burn one week, you’ll lose a pound. I would suggest you track how many calories you consume for one week. Weigh yourself at the beginning of the week and at the end of the week. If you gained weight or stayed the same, you will want to have a lower calorie goal for the next week. Probably several 100 below what you had eaten (ideally, with 3500 less over the course of a week, or 500 less average per day). If you lost a pound, you could perhaps do another week keeping that calorie amount as a goal. The typical calorie needs of a woman range from 1700-2200, and for a man 1900-2500, all of this depending on height, body structure and activity level. Women should never consume less than 1200 calories a day- if you feel you cannot decrease your eating, please dont! Increase the quality of what you are eating, and pick up the “slack” with exercise.  Keep in mind that the weight does not take into account water weight, so make sure you#1 don’t weigh yourself everyday, and #2 keep yourself hydrated so it will not fluctuate much.

You may see on this practice week that you are eating WAY above the amount you should be, or maybe you’re right about the right range. Who knows! But once you know, you can begin to take control of what you are eating.

Eating the Right Foods- You may find surprising amounts of calories in some of the foods you are eating. That does not automatically make that food bad! A bad food might be a Swiss Cake Roll. A good food that may seem bad is an avocado- High in fat, but those are GOOD fats. Perhaps only use avocado to garnish a salad, instead of make an entire salad out of it. Or skip some fatty meat and replace it with avocado. If you begin to see high calorie ingredients that are not the best for you, replace them with lower calorie options. For example, butter is very high in fat. Perhaps use extra virgin olive oil in place of it, or use them 50/50 for some things. Many times you can replace a high calorie food with one that is still good for you (or maybe even better for you!) with less calories.

Eating Enough- Another part of this game is your metabolism. Your body needs to feel fed in order for it to “let go” of the stores it holds on to. In order to do this, eat several small meals a day. For example:

Breakfast: one serving of cereal, one serving of soy milk

Snack: one banana and one serving of granola

Lunch: whole wheat bread/tomato/cheese sandwich and one glass of orange juice

Snack: one serving of Kashi TLC crackers, grapes, and one small plain yogurt with  one TBS honey

Dinner: one Baked chicken breast (the size of a deck of cards) with  one serving rice and broccoli with one glass of red wine

Snack: one serving air popped popcorn with one TBS smart balance 50/50 butter

AND: water all day long- 8-10 glasses total!

Each “meal” may not seem like much, and you may very well feel a bit hungry after each one. I know for me part of the hunger is almost fear that I won’t be eating again soon. But if I “budget” my time, I can have a yummy snack just an hour or two later. After a few days of doing this, your body relaxes a little, since it does get well fed.

Exercise- You thought you would get away with losing weight without this, didn’t you? Sorry! This is a HUGE part of weight loss! In order to burn more calories than you consume, you have to be active. I know for me working out for 30 minutes 3 times a week seems to work great. I use those times to strengthen muscles that don’t always get used regularly or appropriately, like my back and abdominals (especially important after having a baby or just when you’re always leaning over to pick up after little ones). When I am not exercising, I try to keep active. Playing with my son on the floor, doing housework, taking a short walk, cooking, etc all burn calories. There are a few extra tips here too,  on how to burn more calories. First, keep good posture. This helps you keep your abs and back strong, it uses muscles (hence burning calories), and protects you from injury. Second, see if you can post a mental note to tighten your abdominals throughout the day. Even if you must sit for an extended time, keep the good posture and tighten your abs. This not only helps burn calories, it also tones your body and will instantly make you look more trim (as well as more confident).

Extra Helps:

Websites- I do recommend two online sites that I find helpful for keeping track of calories, eating habits and exercise. The first is myfitnesspal.com. The second is fitbaby.com. Fitbaby is a spin off of myfitness pal, intended specifically for pregnant women and nursing mothers. I personally use fitbaby.com. These websites are free, and any options they offer that do have a price, I do not use.

Ingredients to avoid: MSG, hydrogenated oils and high fructose corn syrup. MSG is an addictive substance, that actually causes you to become hungry sooner after a meal. It has lots of other negative attributes, but for weight loss that is the one worth mentioning here. Hydrogenated oils are recognized in the body as normal fats, but are not. Part of their ’strand’ is normal, so the body uses it as such but the other part is abnormal. This has negative effects in many tissues, including your heart. These fats are much higher in calories than vegetable oil equivalents (ironic since they are usually made from heart healthy[er] oils). Plus, many fatty unhealthy foods are made with this ingredient, so avoiding it will simply be a good dieting “rule”. High fructose corn syrup is similar, that it is generally used in high calorie foods, although it is calorically very similar to sugar. On a personal note, I recommend using less refined sugars like maple syrup, natural cane sugar, demera sugar and honey over plain white sugar and high fructose corn syrup.

Ingredients to decrease- Dairy, especially if you use a lot of it now. It IS a good source of protein and calcium, but can also be high in fats. Try replacing whole milk with skim or alternative milks (soy, almond, rice), flavored yogurts with plain (and adding your own sweeteners), and high fat cheeses/cheese foods with lower fat/real cheeses. I really like butter myself, but find that the Smart Balance 50/50 blend sticks are a good compromise in flavor and calories.

Ingredients to incorporate- Whole grains, natural fibers, nuts, beans, lean meats and lots of fresh fruits and vegetables!

Please leave any questions in the comment feed!

Here’s to living- Happier, Healthier, more FRUGAL lives!

~FrugalMegan~

FREE: Herbal Essences

FREEBIE

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